Transparency about how we earn revenue and how it affects our content.
Many of the credit card offers that appear on TopPicks PointsPro are from companies from which we receive compensation. When you click on a card offer on our site and submit an application — or are approved for a card — through one of our affiliate links, we may receive a commission from the card issuer. This compensation is how we fund our operations and keep our service free for consumers.
Compensation from card issuers may influence which products we feature on our site, the order in which they appear, and the prominence with which they are displayed. Products from partners who compensate us may be highlighted or appear higher in our listings than products from non-partners.
However, our editorial ratings, star scores, and written reviews are determined independently by our editorial team using a consistent evaluation methodology. Compensation does not affect whether a card receives a favorable or unfavorable review. We rate cards based on their merits — reward value, fees, approval accessibility, benefits, and customer satisfaction — regardless of our business relationship with the issuer.
This site does not include every credit card company or every card offer available in the marketplace. We feature a curated selection of offers from our partner issuers. The absence of a card from our site does not imply anything negative about that card or issuer — it simply means we do not currently have a partnership with that company.
Our editorial team operates independently from our business and advertising teams. Advertisers and partners have no input into our editorial content, ratings methodology, or review conclusions. Our writers and editors are not compensated based on whether users apply for or are approved for specific cards.
We believe that honest, accurate information serves both our readers and our business. Readers who trust our recommendations are more likely to return and use our service — which is only possible if our editorial integrity remains intact.
We encourage you to read the full terms and conditions of any card offer before applying. Credit card terms, including APR, fees, and rewards, are set by the card issuer and may differ from what is shown on our site. Always verify the current terms directly with the issuer. For questions about our disclosure practices, please contact us.